Payment Options 

To place on order, simply give us a call and we will verify the availabilty of an item.  Final payment and shipping preferences will be determined based on your needs.   

For information, please call or email us at chrismcrae@verizon.net

McRae’s Fine Jewelry Return Policy

We want you to be completely satisfied with your jewelry purchase.  If you need to return an item, please review our store return policy.  Returns will be accepted provided:

• the item is returned within 30 days of delivery
• the item is in new condition, with out any wear or damage
• the item has not been altered or sized at customer request
• the item was not a special order
• copy of the original packing or sales invoice   

Customers are responsible for return shipping and insurance, if applicable.

Once we have accepted your return, we will be happy to exchange an item, issue a store credit, or provide a refund.

McRae’s Fine Jewelry Refund Policy

We will refund the payment, less a 10% restocking fee.  Shipping charges will not be refunded on customer returns.  No cash refunds. 

Returning a gift?  Refunds on gift items will be issued to the gift giver.

How to Return an Item

Items may be returned to our store during normal business hours.  If returning a purchase from out of town, items should be sent by a trackable carrier and insured for the full value. Please include a note with your address, daytime phone number, original packing slip or invoice, a reason for the return, and send to:

McRae’s Fine Jewelry

714 Fort Worth Drive

Denton, Texas  76201

940-566-1049

For information, please call us or email us at chrismcrae@verizon.net

Product Pricing

Our products are priced in US currency, and are for the jewelry items pictured and listed on our web site.  Prices are subject to change at any time.  Any alterations, sizing, or other changes will be for an additional charge.  Shipping charges will be calculated based on customer requested delivery services.

Sales tax is automatically applied to your order if purchasing from the State of Texas.  If purchasing from a state other than Texas, you are responsible for paying the appropriate state and local taxes to the appropriate entity.  Sales tax is applied to shipping charges, as required by Texas sales tax regulations.

Gemstone Treatment Discloser

Enhancement is any treatment process other than cutting and polishing that improves the appearance (color/clarity/phenomena), durability, or availability of a gemstone.  Many gemstones have historically and traditionally been enhanced.  The methods of enhancement vary within each variety of gemstone.  Unless otherwise noted, all gemstones featured on our web site have undergone its traditional enhancement process.

Gemstone enhancement codes as defined by the American Trade Association (AGTA).*

• N - The "N" symbol appears on the chart only for natural stones which are not currently known to be enhanced.
• E - The "E" symbol indicated that a gemstone has undergone its traditional enhancement process.

Traditional Enhancement Processes

Bleaching: the use of heat, light/and or other agents to lighten or remove a gemstone's color; generally used with cultured pearls.

Dyeing: the introduction of coloring matter into a gemstone to give it new color, intensify present color or improve color uniformity; generally used with cultured pearls.

Heating: the use of heat to effect desired alteration of color, clarity, and/or phenomena; generally used with sapphires, rubies, colored diamonds.

Heat and Pressure: the use of heat and pressure combined to effect desired alterations of color and/or clarity.; generally used with sapphires, rubies, colored diamonds.

Impregnation: the impregnation of a porous gemstone with a colorless agent (usually plastic) to give it durability and improve appearance; generally used with turquoise.

Irradiation: the use of neutrons requiring an environmental safety release from the Nuclear Regulatory Commission, Gamma, and/or electron bombardment to alter a gemstone's color.  The irradiation may be followed by a heating process; generally used with topaz.

Non-Traditional Forms of Enhancement

McRae's Fine Jewelry does not offer gemstones which have undergone the following non-traditional forms of gemstone enhancement:

Lasering: the use of a laser and chemicals to reach and alter inclusions in diamonds.

Oiling/Resin Infusion: the filling of surface-breaking fissure with colorless oil, wax, resin, or other colorless substances, except glass or plastic, to improve the gemstone's appearance.

Coating:  the use of such surface enhancements as lacquering, enameling, inking, foiling, or sputtering of films to improve appearance, provide color, or add other special effects.

Filling: The filling of surface-breaking cavities or fissures with colorless glass, plastic, solidified borax or similar substances, which are visible under properly illuminated 10X magnification.  This process will improve durability, appearance, and/or add weight.

*Source:  The Gemstone Information Manual by AGTA, 7th edition.

 USA Patriot Act Compliance Statement

USA Patriot Act

Anti-money Laundering (AML) Program Compliance

Title III, Section 352, Jewelers as financial institutions

McRae’s Fine Jewelry primarily purchases jewels, precious metals, precious stones, or jewelry from a dealer or wholesaler.  On occasion, we do purchase jewels, precious metals, precious stones or jewelry from the public.  However, that amount is not in excess of  $50,000 a year.  As outlined in the Patriot Act, our business is exempt from any requirement for an anti-money laundering program.

While exempt from the requirement of a formal program, it will be the policy of this company to only conduct business with established trade companies; to require complete identification from the general public in all transactions; and to report any suspicious activity noted to law enforcement.

March, 2006 

Chris McRae

McRae’s Fine Jewelry

Kimberley Process Certification and Warranty

We endorse the Kimberley process certification system, enacted worldwide in 2003.  All our diamonds are from legitimate sources not involved in funding conflict and whose practices are in compliance with UN resolutions.  We hereby guarantee that our diamonds are conflict free based on personal knowledge and/or written guarantees from our suppliers.

October, 2006

Chris McRae

Owner and Bench Jeweler

McRae’s Fine Jewelry

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